M-PESA Charges

These are charges that a customer incurs depending on the amount of transaction and the transaction type i.e. sending or withdrawing.

Below are M-PESA Tariffs.

Transaction Range (Kshs)
Min	Max	Transfer to other M-PESA users	Transfer to unregistered users	Transfer to other M-PESA users, Pochi La Biashara, and Business Till to customer	Withdrawal from M-PESA Agent
1	49	FREE	N/A	FREE	N/A
50	100	FREE	N/A	FREE	10
101	500	6	45	6	27
501	1,000	12	49	12	28
1,001	1,500	22	59	22	28
1,501	2,500	32	74	32	28
2,501	3,500	51	112	51	50
3,501	5,000	55	135	55	67
5,001	7,500	75	166	75	84
7,501	10,000	87	205	87	112
10,001	15,000	97	265	97	162
15,001	20,000	102	288	102	180
20,001	35,000	105	309	105	191
35,001	50,000	105	N/A	105	270
50,001	150,000	105	N/A	105	300

		B2C Tariff & One Account B2C Tariff
Bands		Customer	Business	Total
1	49	0	0	0
50	100	0	0	0
101	500	0	4	4
501	1,000	0	4	4
1,001	1,500	0	4	4
1,501	2,500	0	8	8
2,501	3,500	0	8	8
3,501	5,000	0	8	8
5,001	7,500	0	10	10
7,501	10,000	0	10	10
10,001	15,000	0	10	10
15,001	20,000	0	10	10
20,001	25,000	0	12	12
25,001	30,000	0	12	12
30,001	35,000	0	12	12
35,001	40,000	0	12	12
40,001	45,000	0	12	12
45,001	50,000	0	12	12
50,001	70,000	0	12	12
70,001	150,000	0	12	12

Note:

Maximum Account Balance is Kshs.300,000
Maximum daily transaction value is kshs.300,000
Maximum amount per transaction is Kshs.150,000
The minimum amount you can withdraw at an M-PESA Agent is Kshs.50
To initiate M-PESA person to person self-reversal, send the transaction confirmation to 456
To be able to transact, your Safaricom line and M-PESA account must be active.
One can deposit funds only into M-PESA account registered under their own identification document (ID). Depositing directly into third party accounts is not allowed.
You will earn Bonga Points from the M-PESA fee charged when you transact.
To transact at any M-PESA agent outlet, you will be required to produce your original identification document with which the M-PESA was registered, i.e., National ID or Kenyan Passport
Dial *334# to view application charges or use M-PESA cost calculator on My Safaricom App