Pochi La Biashara

Pochi la Biashara is a product that allows business owners such as food vendors, small kiosk owners, boda-boda operators, secondhand clothes dealers, etc., to receive and separate business funds from personal funds on their M-PESA line.

Pochi la Biashara is available to Safaricom customers who are already registered to M-PESA on their SIM cards.

Benefits of Pochi la Biashara

  • Simple sign-up process where no paperwork is involved.
  • Business owners will be able to separate their business funds and personal funds allowing them to use business transactions to plan financially.
  • Customers can withdraw funds at an agent directly from Pochi la Biashara account without moving the funds to M-PESA account.
  • Pochi customers can use Lipa Na Pochi option to pay to business account PayBill or Buy Goods using funds in their Pochi account.
  • Payment once received cannot be reversed without the approval of the business owner.
  • Business owners can now sell airtime from the funds collected in their Pochi wallet and earn a 5% commission on value sold.
  • Access to Mini statements showing the latest top transaction.
  • Easily accessible questions and answer section on the product, under Know More About the Service on USSD

Features of Pochi la Biashara

Features that are available on Pochi la Biashara Menu are:

  • Send Money
  • Sell Airtime
  • Make payments to other businesses.
  • Withdraw Cash (at an Agent directly from Pochi account)
  • Move money from Pochi account to M-PESA and vice versa.
  • Pochi Account Management
  • Know more about Pochi.

Rates and Charges

Standard customer M-PESA rates will apply. Please access the tariff via this link: https://www.safaricom.co.ke/personal/m-pesa/mpesa-charges

How to Opt-in to the service

Customers can opt in to Pochi la Biashara using M-PESA registered line,

Currently opt in is available only via USSD option *334# through the following procedure:

  • Using their M-PESA registered line they will, dial *334#
  • Select Pochi La Biashara
  • Select Join Pochi and Accept Terms and Conditions
  • Select your Business Category from the menu provided.

Additional information on the product:

Your M-PESA PIN be used to approve Pochi la Biashara transactions.


Upon opt out, any funds on the business account will instantly be moved to your M-PESA account.

In case of any queries or more information,

  • Call 100 or 200.
  • Twitter: @Safaricom_Care and @SafaricomPLC
  • Facebook: @SafaricomPLC
  • Email: This email address is being protected from spambots. You need JavaScript enabled to view it.
  • You can also visit any Safaricom Shop.

Frequently Asked Questions

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