Welcome to Merchant Interoperability - Lipa Na M-PESA across all networks

The M-PESA Business till is an enhancement of the existing Lipa Na M-PESA Buy Goods till that enables business owners to collect payments on the till and use the money collected to make other transactions directly from their till.

This is a C2B Paybill with a defined short duration. A Short-Term Paybill is a product that enables the raising of funds for diverse needs e.g., medical bills, funerals, weddings, education, and for charity/catastrophe, etc.

Lipa na M-PESA is a cashless payment service that allows customers to make payments for goods and services securely and conveniently. We have put in place below Lipa na M-PESA KYC requirements to continue serving you better while ensuring that the service remains safe and secure

Download the documents below to begin the account opening process.

The Paybill service is a payment collection service that allows businesses to collect money regularly from customers through M-PESA.

The Bulk Payment service (Business to Customer - B2C) enables an organization to make payments/disbursements from a given M-PESA shortcode to mobile phones of individuals in real-time at the click of a button e.g., Salary payments, Dividend payments, Sacco payments.

Pochi la Biashara is a product that allows business owners such as food vendors, small kiosk owners, boda-boda operators, secondhand clothes dealers, etc., to receive and separate business funds from personal funds on their M-PESA line.

Business-to-Business (B2B) Payment service is a value-added service that allows organizations to make payments to other organizations. The organization must have an existing M-PESA shortcode from which the payment is to be made.

Collect payments easily with no time limitations through M-PESA.

The Paybill service is a cash collection service that allows your organisation to collect money on a regular basis from your customers through M-PESA.