You can send as little as Ksh1 on M-PESA.
You will be able to send three (3) M-PESA kadogo transactions (Kshs100 and below) for free per day. You will be charged from the 4th kadogo transaction onwards.
Kshs 1-Kshs 49 will be charged Kshs 1 Kshs 50-Kshs 100 will be charged Kshs 2
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Customer Charges
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Transaction Range (KShs)
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Transaction Type and Customer Charges (Kshs)
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Min
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Max
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Transfer to other M-PESA users
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Transfer to unregistered users
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Withdrawal from M-PESA agents
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1
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49
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FREE*
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N/A
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N/A
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50
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100
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FREE*
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N/A
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10
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101
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500
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11
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45
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27
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501
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1,000
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15
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49
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28
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1,001
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1,500
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26
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59
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28
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1,501
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2,500
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41
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74
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28
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2,501
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3,500
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56
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112
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50
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3,501
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5,000
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61
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135
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67
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5,001
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7,500
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77
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166
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84
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7,501
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10,000
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87
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205
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112
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10,001
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15,000
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97
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265
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162
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15,001
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20,000
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102
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288
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180
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20,001
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25,000
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105
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309
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191
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25,001
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30,000
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105
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309
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191
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30,001
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35,000
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105
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309
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191
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35,001
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40,000
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105
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N/A
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270
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40,001
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45,000
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105
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N/A
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270
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45,001
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50,000
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105
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N/A
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270
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50,001
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70,000
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105
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N/A
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300
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ATM Withdrawal
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Other Transactions
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Kshs.
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Transaction Range (KShs)
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Customer Charge
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All Deposits
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FREE
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Min
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Max
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M-PESA Registration
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FREE
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200
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2,500
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34
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Buying Airtime through M-PESA
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FREE
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2,501
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5,000
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67
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M-PESA balance Enquiry
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FREE
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5,001
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10,000
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112
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Change M-PESA PIN
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FREE
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10,001
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20,000
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197
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