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The M-Shwari 52 Week Challenge

This is a saving program that aims at cultivating a saving culture among Kenyans through the easy to use M-Shwari service. The aim is to reach the achievable amount of KSHs.68,900 by spreading it throughout the year. This makes it easier for you as the saving amount increases gradually.

How it works

Starting week 1 of 2017, deposit your savings on M-Shwari starting with KSHs.50, then KSHs.100 the next week, KSHs.150 the week after that and so on and so forth, until the last week of December where you will save KSHs.2,600, and your savings will add up to KSHs.68,900.

M-Shwari ensures the saved amount is safe and easy to deposit. The weekly savings also lead to your loan limit increasing and all deposits on M-Shwari will earn interest of 7% p.a.

To save on M-Shwari

  • Go to 'M-PESA' menu and select 'Loans and Savings’.
  • Select ‘M-Shwari’.
  • Select ‘Send to M-Shwari’.
  • Enter amount
  • Enter M-PESA PIN
  • Confirm the message displayed "send money to M-Shwari" then press OK. 

To check your saved amount

  • Go to 'M-PESA' menu and select 'Loans and Savings’.
  • Select ‘M-Shwari’.
  • Select ‘Check Balance’.
  • Enter M-PESA PIN
  • Confirm the message displayed

Click here to download the savings program. You may print it out so as to ensure you are on track.

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